Have you ever wondered how other communities seem to be born into financial stability? They have no problem coming up with the money for a down payment for a home, investment properties, post-secondary education and trust funds for their children once they become of age that then set them up on a stress-free path into adulthood.
It’s the responsible thing to do – get life insurance. Yet many of us don’t do it.
It’s almost that dreaded time of year when taxes are due and you’re getting your T4’s and other tax slips in the mail.
What if you find an error in your credit report? First of all, DON'T assume the credit reporting agencies will advocate for you. You may have to be relentless until you have the resolution you deserve.
Are you drowning in debt? Looking for someone to throw you a life jacket? Well if someone tosses you the one marked Debt Consolidation, toss it right back. It sounds like a great idea at first. Put all your unsecured debts together – payday loans, credit cards, medical bills - and pay the interest on that one sum monthly instead of on multiple loans.
With a new year comes new goals and resolutions. Maybe a little less sugar, a new exercise regime, or better planning.
2018 is in the history books and you’ve got big plans ahead for 2019, right?! This is the year that you’re going to get organized financially, make sure your money is working for you, instead of you working for your money. In my experience as a Financial Advisor, one of the biggest mistakes people make is not doing a financial outlook for the year ahead.
Christmas shopping is what’s on most people’s minds in December, but this is also the time of year to take advantage of tax savings before we put a bow on 2018 and kiss it goodbye.
Are you getting a little tired of the rollercoaster ride of the stock market? Ready to get off and look at some other options?
Your credit score is an important part of your financial journey and stays with you for life.